:root{
  --red:#4F3FE0;
  --red-dark:#241A66;
  --red-light:#8C7FFF;
  --red-tint:#EFECFF;
  --ink:#1a1a1f;
  --gray:#6b7280;
  --gray-light:#9ca3af;
  --bg:#f4f4f6;
  --card:#ffffff;
  --border:#eceef1;
  --green:#4F3FE0; /* "success/credit" accent — matches the main brand color rather than a literal green */
  --radius:18px;
  --radius-sm:12px;
  --shadow: 0 10px 30px rgba(0,0,0,.08);
  --font-display: 'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
}
/* ===== Dark mode (Settings > Appearance) ===== */
[data-theme="dark"]{
  --ink:#f2f2f5;
  --gray:#9aa0ac;
  --gray-light:#6b7280;
  --bg:#0f0f13;
  --card:#1c1c22;
  --border:#2c2c34;
}
[data-theme="dark"] body{background:var(--bg);}
[data-theme="dark"] .app-shell{background:var(--bg);}
[data-theme="dark"] .bottom-nav{background:var(--card);border-top-color:var(--border);}
[data-theme="dark"] .service-icon,
[data-theme="dark"] .pick-card,
[data-theme="dark"] .method-pick,
[data-theme="dark"] .currency-pick,
[data-theme="dark"] .method-type-card,
[data-theme="dark"] .mode-type-card,
[data-theme="dark"] .network-chip,
[data-theme="dark"] .tap-select-trigger,
[data-theme="dark"] .tap-select-menu,
[data-theme="dark"] .detail-box,
[data-theme="dark"] .back-btn{background:var(--card);}
[data-theme="dark"] .field input, [data-theme="dark"] .field select{background:#151519;color:var(--ink);}
[data-theme="dark"] .currency-toggle{background:#151519;}
[data-theme="dark"] .currency-toggle button.active{background:var(--card);}
*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  background: var(--bg);
  color: var(--ink);
  -webkit-font-smoothing:antialiased;
}
a{text-decoration:none;color:inherit;}
button{font-family:inherit;cursor:pointer;}
input,select,textarea{font-family:inherit;}
ul{list-style:none;margin:0;padding:0;}

/* ===== App shell: phone-like frame, centered on desktop ===== */
.app-wrap{
  min-height:100vh;
  display:flex;
  justify-content:center;
  background: linear-gradient(160deg,#ece9fc, #f4f4f6 40%);
}
.app-shell{
  width:100%;
  max-width:430px;
  min-height:100vh;
  background:var(--bg);
  position:relative;
  display:flex;
  flex-direction:column;
  box-shadow: var(--shadow);
}
@media (min-width:431px){
  .app-shell{ min-height:calc(100vh - 40px); margin:20px 0; border-radius:36px; overflow:hidden; }
}

/* App pages (with bottom nav): shell is capped to the viewport so only
   .app-content scrolls and the nav stays pinned in view. */
.app-shell.has-nav{
  height:100vh;
  height:100dvh;
  overflow:hidden;
}
@media (min-width:431px){
  .app-shell.has-nav{ height:calc(100vh - 40px); height:calc(100dvh - 40px); overflow:hidden; }
}

.app-content{
  flex:1;
  padding: 18px 18px 100px;
  overflow-y:auto;
  -webkit-overflow-scrolling:touch;
}

/* ===== Auth pages =====
   A real photo banner up top (brand-tinted so it reads as one system, not a stock-photo
   pasted in) with the logo/title over it, then a white card overlapping the bottom of the
   photo to hold the actual form — the classic fintech-onboarding layering, and it means the
   form itself always sits on plain white with zero legibility risk from the photo. */
.auth-page{
  display:flex; flex-direction:column;
  min-height:100vh; max-width:430px; margin:0 auto;
  background:#fbfbfe;
}
.auth-hero{
  position:relative; padding: 30px 26px 66px; background-size:cover; background-position:center;
}
.auth-hero::before{
  content:''; position:absolute; inset:0;
  background: linear-gradient(180deg, rgba(36,26,102,.60) 0%, rgba(36,26,102,.72) 55%, #fbfbfe 100%);
}
.auth-hero--login{ background-image:url('https://images.unsplash.com/photo-1563013544-824ae1b704d3?auto=format&fit=crop&w=900&q=70'); }
.auth-hero--register{ background-image:url('https://images.unsplash.com/photo-1580519542036-c47de6196ba5?auto=format&fit=crop&w=900&q=70'); }
.auth-hero > *{ position:relative; z-index:1; }
.auth-card{
  background:#fff; border-radius:26px 26px 0 0; margin-top:-40px; position:relative; z-index:2;
  padding: 28px 26px 32px; box-shadow: 0 -12px 30px rgba(20,10,60,.06); flex:1;
}
.auth-logo{display:flex;align-items:center;gap:8px;font-weight:800;font-size:22px;color:var(--red);margin-bottom:8px;}
.auth-logo .dot{width:10px;height:10px;background:var(--red);border-radius:3px;transform:rotate(45deg);display:inline-block;}
.auth-hero .auth-logo{color:#fff;}
.auth-hero .auth-logo .dot{background:#fff;}
.auth-title{font-size:26px;font-weight:800;margin:18px 0 4px;}
.auth-hero .auth-title{color:#fff;text-shadow:0 2px 14px rgba(0,0,0,.22);}
.auth-sub{color:var(--gray);margin-bottom:26px;font-size:14.5px;}
.auth-hero .auth-sub{color:rgba(255,255,255,.9);margin-bottom:0;}
.field{margin-bottom:16px;}
.field label{display:block;font-size:13px;font-weight:600;color:#374151;margin-bottom:6px;}
.field input, .field select{
  width:100%;padding:14px 16px;border-radius:14px;border:1.5px solid var(--border);
  background:#fafafb; font-size:15px; outline:none; transition:.15s;
}
.field input:focus, .field select:focus{border-color:var(--red);background:#fff;}
.field-row{display:flex;gap:12px;}
.field-row .field{flex:1;}

/* ===== Tap-to-choose select (replaces the native dropdown UI) ===== */
.tap-select{position:relative;}
.tap-select select{position:absolute;inset:0;width:100%;height:100%;opacity:0;pointer-events:none;}
.tap-select-trigger{
  width:100%;padding:14px 16px;border-radius:14px;border:1.5px solid var(--border);
  background:#fafafb;font-size:15px;text-align:left;cursor:pointer;
  display:flex;align-items:center;justify-content:space-between;gap:10px;color:var(--ink);
}
.tap-select-trigger span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.tap-select-trigger svg{flex-shrink:0;color:var(--gray-light);transition:transform .15s;}
.tap-select-trigger.open{border-color:var(--red);background:#fff;}
.tap-select-trigger.open svg{transform:rotate(180deg);}
.tap-select-menu{
  position:absolute;left:0;right:0;top:calc(100% + 6px);z-index:60;
  background:#fff;border-radius:16px;box-shadow:0 14px 34px rgba(20,10,60,.16);
  max-height:280px;overflow-y:auto;padding:6px;display:none;
}
.tap-select-menu.open{display:block;}
.tap-select-option{
  width:100%;text-align:left;padding:12px 14px;border-radius:11px;border:none;background:none;
  font-size:14.5px;font-weight:600;color:var(--ink);cursor:pointer;
  display:flex;align-items:center;justify-content:space-between;gap:10px;
}
.tap-select-option:hover{background:#f4f4f6;}
.tap-select-option.active{background:var(--red-tint);color:var(--red);}
.btn{
  display:flex;align-items:center;justify-content:center;gap:8px;
  width:100%; padding:15px 18px; border-radius:14px; border:none;
  background:var(--red); color:#fff; font-weight:700; font-size:15.5px;
  box-shadow:none;
}
.btn:active{transform:scale(.98);}
.btn.secondary{background:#fff;color:var(--red);border:1.5px solid var(--red);box-shadow:none;}
.btn.ghost{background:transparent;color:var(--ink);box-shadow:none;border:1.5px solid var(--border);}
.btn.sm{padding:10px 14px;font-size:13.5px;border-radius:10px;}
.btn:disabled{opacity:.55;}
.auth-footer{text-align:center;margin-top:22px;font-size:14px;color:var(--gray);}
.auth-footer a{color:var(--red);font-weight:700;}
/* Inline .alert markup stays in the PHP for no-JS fallback; app.js converts each one
   into a toast (below) and removes the inline version, so this styling rarely shows. */
.alert{padding:12px 14px;border-radius:12px;font-size:13.5px;margin-bottom:16px;}
.alert.error{background:#fee2e2;color:#991b1b;}
.alert.success{background:var(--red-tint);color:var(--red);}
.alert.info{background:#dbeafe;color:#1e40af;}

/* A held-wire notice on the dashboard — deliberately NOT .alert, since app.js converts every
   .alert into an auto-dismissing toast on load and this needs to stay put (with a working
   link) until the hold actually clears. */
.hold-banner{display:flex;gap:10px;align-items:flex-start;margin-bottom:16px;padding:12px 14px;border-radius:12px;font-size:13.5px;background:#dbeafe;color:#1e40af;}
.hold-banner b{font-weight:800;}
.hold-banner a{color:inherit;font-weight:700;text-decoration:underline;}
.hold-banner.limit-exceeded,.limit-notice{background:#fef2f2;color:#991b1b;border:1px solid #fecaca;}
.limit-notice{display:flex;gap:10px;align-items:flex-start;margin:0 0 14px;padding:12px 14px;border-radius:12px;font-size:13.5px;line-height:1.45;}
.limit-notice b{display:block;font-weight:800;margin-bottom:2px;}

/* ===== Top bar (dashboard) ===== */
.topbar{display:flex;align-items:center;justify-content:space-between;padding:6px 0 18px;}
.topbar-user{display:flex;align-items:center;gap:10px;}
.avatar{
  width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  color:#fff;font-weight:700;font-size:15px;background:var(--red);flex-shrink:0;object-fit:cover;
  position:relative;overflow:hidden;
}
.avatar img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;}
.topbar-greet .hi{font-size:12.5px;color:var(--gray);}
.topbar-greet .name{font-size:15px;font-weight:700;}
.topbar-icons{display:flex;gap:10px;}
.icon-btn{
  width:42px;height:42px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;
  box-shadow:0 2px 10px rgba(0,0,0,.06); position:relative;
}
.icon-btn .dot-badge{position:absolute;top:9px;right:10px;width:7px;height:7px;background:var(--red);border-radius:50%;border:1.5px solid #fff;}

/* ===== Balance card ===== */
.balance-card{
  background: linear-gradient(135deg, #2b2b2f, #17171a 60%);
  border-radius:22px; padding:22px; color:#fff; position:relative; overflow:hidden;
  box-shadow:0 15px 30px rgba(0,0,0,.18); margin-bottom:22px;
}
.balance-card.red{ background: #1a1352; }
.balance-card::after{
  content:''; position:absolute; right:-40px; top:-40px; width:180px;height:180px;
  background:radial-gradient(circle, rgba(255,255,255,.12), transparent 70%);
  pointer-events:none;
}
.card-photo{
  position:absolute; top:0; right:0; bottom:0; width:40%; z-index:0;
  background:url('https://images.unsplash.com/photo-1607990283143-e81e7a2c9349?auto=format&fit=crop&crop=faces&w=590&h=1000&q=70') center / cover no-repeat;
}
.card-photo::after{
  content:''; position:absolute; inset:0;
  background: linear-gradient(90deg, #1a1352 0%, rgba(26,19,82,.55) 35%, rgba(26,19,82,.15) 65%, transparent 100%);
}
.card-content{ position:relative; z-index:1; }
.card-arrow{
  width:26px;height:26px;border-radius:50%;background:rgba(20,14,60,.45);
  backdrop-filter:blur(6px); -webkit-backdrop-filter:blur(6px);
  display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0;
}
.card-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:22px;}
.card-num{font-size:14px;letter-spacing:1.5px;opacity:.9;display:flex;align-items:center;gap:8px;}
.card-brand{font-weight:800;font-size:20px;letter-spacing:.5px;}
.card-mid{font-size:12px;opacity:.85;margin-bottom:4px;display:flex;align-items:center;gap:6px;}
.card-balance{font-size:28px;font-weight:800;letter-spacing:.3px;}
.card-balance small{font-size:15px;font-weight:600;opacity:.85;}
.card-currency-pill{
  position:absolute; top:20px; right:20px; background:rgba(20,14,60,.45);
  backdrop-filter:blur(6px); -webkit-backdrop-filter:blur(6px);
  padding:5px 10px;border-radius:20px;font-size:11.5px;font-weight:700;
  text-shadow:0 1px 3px rgba(0,0,0,.4);
}
.wallet-tabs{display:flex;gap:8px;overflow-x:auto;margin-bottom:18px;padding-bottom:4px;}
.wallet-tabs::-webkit-scrollbar{display:none;}
.wtab{
  flex-shrink:0;padding:8px 16px;border-radius:20px;font-size:13px;font-weight:700;
  background:#fff;color:var(--gray);border:1.5px solid var(--border);
}
.wtab.active{background:var(--ink);color:#fff;border-color:var(--ink);}

/* ===== Section headers ===== */
.section-head{display:flex;justify-content:space-between;align-items:center;margin:22px 0 12px;}
.section-head h3{font-size:16px;font-weight:800;margin:0;}
.section-head a{font-size:13px;color:var(--red);font-weight:700;display:flex;align-items:center;gap:3px;}

/* ===== Services grid ===== */
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px 8px;}
.service-item{display:flex;flex-direction:column;align-items:center;gap:8px;text-align:center;}
.service-icon{
  width:56px;height:56px;border-radius:16px;background:#fff;display:flex;align-items:center;justify-content:center;
  box-shadow:0 2px 10px rgba(0,0,0,.05); color:var(--red);
}
.service-item span{font-size:11.5px;font-weight:600;color:#374151;line-height:1.2;}

/* ===== Quick transfer / beneficiaries ===== */
.beneficiary-list{display:flex;gap:16px;overflow-x:auto;padding-bottom:4px;}
.beneficiary-list::-webkit-scrollbar{display:none;}
.beneficiary-item{display:flex;flex-direction:column;align-items:center;gap:6px;flex-shrink:0;width:64px;}
.beneficiary-item .avatar{width:52px;height:52px;font-size:16px;}
.beneficiary-item span{font-size:11.5px;color:#374151;font-weight:600;text-align:center;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;width:100%;}
.add-beneficiary{
  width:52px;height:52px;border-radius:50%;border:1.5px dashed var(--gray-light);
  display:flex;align-items:center;justify-content:center;color:var(--gray);font-size:22px;background:#fff;
}

/* ===== Transaction list ===== */
.tx-item{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:14px 0;border-bottom:1px solid var(--border);}
.tx-item:last-child{border-bottom:none;}
.tx-info{flex:1;min-width:0;}
.tx-info .t1{font-size:13.5px;font-weight:700;color:var(--ink);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.tx-info .t2{font-size:12px;color:var(--gray);margin-top:3px;}
.tx-amt{font-size:14px;font-weight:700;text-align:right;flex-shrink:0;color:var(--ink);}
.tx-amt.credit{color:var(--green);}
.tx-status{font-size:9.5px;font-weight:700;text-align:right;display:block;margin-top:2px;}
.tx-status.completed{color:var(--green);}
.tx-status.pending{color:#d97706;}
.tx-status.failed{color:#DC2626;}

/* ===== History page rows (branded logo, amount, status, trace + date, chevron) =====
   Uses the display font + brand purple throughout, so the feed reads as one system —
   only real network/biller logos keep their own brand colors. */
.hist-label{
  font-family:var(--font-display);font-size:10.5px;font-weight:700;letter-spacing:.4px;color:var(--red);
  text-transform:uppercase;padding:10px 16px;background:var(--red-tint);
}
.hist-row{display:flex;align-items:center;gap:10px;padding:11px 16px;border-bottom:1px solid var(--border);transition:background .15s;}
.hist-row:last-child{border-bottom:none;}
.hist-row:active{background:#fafafb;}
.hist-logo{
  width:38px;height:38px;border-radius:11px;display:flex;align-items:center;justify-content:center;flex-shrink:0;
  font-weight:800;font-size:9px;text-align:center;line-height:1.1;padding:3px;overflow:hidden;
}
.hist-mid{flex:1;min-width:0;}
.hist-amt{font-family:var(--font-display);font-size:15.5px;font-weight:800;letter-spacing:-.2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.hist-amt.credit{color:var(--green);}
.hist-status-line{font-size:11px;color:var(--gray);margin-top:2px;}
.hist-status-line b{font-weight:700;}
.hist-status-line.completed b{color:var(--green);}
.hist-status-line.pending b{color:#d97706;}
.hist-status-line.failed b{color:#DC2626;}
.hist-sub{font-size:10.5px;color:var(--gray-light);margin-top:1px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.hist-right{text-align:right;flex-shrink:0;}
.hist-ref{font-family:var(--font-display);font-size:10px;color:var(--red);font-weight:700;}
.hist-date{font-size:9.5px;color:var(--gray-light);margin-top:3px;}
.hist-chevron{color:var(--red-light);flex-shrink:0;margin-left:2px;}

.filter-btn{display:flex;align-items:center;gap:6px;background:none;border:none;color:var(--red);font-weight:700;font-size:13.5px;padding:6px 2px;}
.filter-panel{margin-bottom:14px;}

.empty-state{text-align:center;padding:40px 10px;color:var(--gray);}
.empty-state .ic{font-size:38px;margin-bottom:10px;}

/* ===== Card list (generic white card) ===== */
.card{background:var(--card);border-radius:var(--radius);padding:18px;box-shadow:0 2px 12px rgba(0,0,0,.05);margin-bottom:16px;}
.card-sm{border-radius:var(--radius-sm);padding:14px;}
.list-row{display:flex;align-items:center;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--border);}
.list-row:last-child{border-bottom:none;}

/* ===== Bottom nav ===== */
.bottom-nav{
  position:sticky; bottom:0; left:0; right:0; background:#fff;
  display:flex; border-top:1px solid var(--border); padding:8px 6px 10px;
  box-shadow: 0 -6px 20px rgba(0,0,0,.04);
}
.nav-item{flex:1;display:flex;flex-direction:column;align-items:center;gap:3px;color:var(--gray-light);font-size:11px;font-weight:600;padding:4px 0;}
.nav-item.active{color:var(--red);}
.nav-item svg{width:22px;height:22px;}

/* ===== Page header (inner pages) ===== */
.page-header{display:flex;align-items:center;gap:14px;padding:16px 0 20px;}
.back-btn{
  width:38px;height:38px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;
  box-shadow:0 2px 8px rgba(0,0,0,.06); flex-shrink:0;
}
.page-header h2{font-size:18px;font-weight:800;margin:0;}

/* ===== Grid pickers (currency select, networks, billers) ===== */
.pick-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;}
.pick-grid.cols-4{grid-template-columns:repeat(4,1fr);}
.pick-card{
  background:#fff;border-radius:16px;padding:16px;display:flex;flex-direction:column;align-items:center;gap:8px;
  border:2px solid transparent;box-shadow:0 2px 10px rgba(0,0,0,.05);
}
.pick-card.active{border-color:var(--red);}
.pick-card .flag{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:800;color:#fff;overflow:hidden;}
.logo-chip{
  width:52px;height:52px;border-radius:15px;display:flex;align-items:center;justify-content:center;
  font-weight:800;font-size:10.5px;color:#fff;text-align:center;line-height:1.15;padding:4px;overflow:hidden;
  box-shadow:0 3px 8px rgba(0,0,0,.18); letter-spacing:.2px;
}
.logo-chip.light{color:#111;}
.pick-card b{font-size:13.5px;}
.pick-card small{color:var(--gray);font-size:11.5px;}

.chip-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;}
.chip{
  background:#fff;border-radius:12px;padding:12px;text-align:center;font-weight:700;font-size:13.5px;
  border:1.5px solid var(--border);
}
.chip small{display:block;font-weight:500;color:var(--gray);font-size:11.5px;margin-top:3px;}
.chip.active{border-color:var(--red);color:var(--red);background:var(--red-tint);}

.detail-box{background:#fff;border-radius:16px;padding:18px;}
.detail-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px dashed var(--border);}
.detail-row:last-child{border-bottom:none;}
.detail-row .k{color:var(--gray);font-size:13px;}
.detail-row .v{font-weight:700;font-size:13.5px;display:flex;align-items:center;gap:6px;}
.copy-btn{background:#f3f4f6;border:none;border-radius:8px;padding:5px 8px;font-size:11px;font-weight:700;color:var(--red);}

.badge{display:inline-block;padding:3px 10px;border-radius:20px;font-size:11px;font-weight:700;}
.badge.active{background:var(--red-tint);color:var(--red);}
.badge.pending{background:#fef3c7;color:#92400e;}

/* ===== Toast stack (dark pill card, icon + message + close) ===== */
.toast-stack{
  position:absolute; top:16px; left:16px; right:16px; z-index:1000;
  display:flex; flex-direction:column; gap:10px;
  pointer-events:none;
}
.toast{
  pointer-events:auto;
  display:flex; align-items:flex-start; gap:12px;
  background:#181a1f; color:#fff; border-radius:16px; padding:14px 14px 14px 12px;
  box-shadow:0 14px 30px rgba(0,0,0,.32);
  animation: toast-in .22s ease-out;
}
.toast-icon{
  width:26px;height:26px;border-radius:50%;flex-shrink:0;margin-top:1px;
  display:flex;align-items:center;justify-content:center;
}
.toast-icon.success{background:var(--red);}
.toast-icon.error{background:#ef4444;}
.toast-icon.info{background:#3b82f6;}
.toast-icon svg{width:14px;height:14px;}
.toast-msg{flex:1;font-size:13.5px;font-weight:600;line-height:1.4;padding-top:3px;}
.toast-close{
  background:transparent;border:none;color:#8b8d96;font-size:17px;line-height:1;
  cursor:pointer;padding:4px;flex-shrink:0;margin:-4px -4px 0 0;
}
.toast-close:hover{color:#fff;}
.toast.leaving{opacity:0;transform:translateY(-6px);transition:opacity .25s,transform .25s;}
@keyframes toast-in{from{opacity:0;transform:translateY(-8px);}to{opacity:1;transform:translateY(0);}}

.center-note{text-align:center;color:var(--gray);font-size:13px;margin-top:14px;}
.pin-dots{display:flex;justify-content:center;gap:14px;margin:26px 0;}
.pin-dots .d{width:16px;height:16px;border-radius:50%;border:2px solid var(--border);}
.pin-dots .d.filled{background:var(--red);border-color:var(--red);}
.keypad{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:280px;margin:0 auto;}
.keypad button{
  background:#fff;border:none;border-radius:50%;aspect-ratio:1;font-size:20px;font-weight:700;
  box-shadow:0 2px 8px rgba(0,0,0,.05);
}
.keypad button.fn{background:transparent;box-shadow:none;color:var(--gray);}

.currency-toggle{display:flex;background:#eceef1;border-radius:12px;padding:4px;margin-bottom:16px;}
.currency-toggle button{flex:1;padding:10px;border:none;background:transparent;border-radius:9px;font-weight:700;font-size:13.5px;color:var(--gray);}
.currency-toggle button.active{background:#fff;color:var(--ink);box-shadow:0 2px 6px rgba(0,0,0,.08);}
.currency-toggle.teal button.active{background:linear-gradient(120deg,#0d7a63,#14b892);color:#fff;box-shadow:0 4px 12px rgba(13,122,99,.3);}

/* ===== Withdraw page: teal "cash out" hero with a real photo blended in ===== */
.withdraw-hero{
  position:relative;overflow:hidden;border-radius:24px;color:#fff;
  background:linear-gradient(90deg,#0a3d33 0%,#0d7a63 40%,#0a3d33 58%);
  padding:18px 20px 20px;margin:14px 0 18px;
}
.withdraw-hero-photo{
  position:absolute;top:0;right:0;bottom:0;width:42%;z-index:0;
  background:url('https://images.unsplash.com/photo-1580048915913-4f8f5cb481c4?auto=format&fit=crop&w=700&h=700&q=70') center / cover no-repeat;
}
.withdraw-hero-photo::after{
  content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,#0a3d33 0%,rgba(10,61,51,.6) 35%,rgba(10,61,51,.15) 65%,transparent 100%);
}
.withdraw-hero-top{position:relative;z-index:1;display:flex;align-items:center;gap:14px;}
.withdraw-hero-top .back-btn{background:rgba(255,255,255,.18);color:#fff;box-shadow:none;}
.withdraw-hero-top h2{font-size:18px;font-weight:800;margin:0;color:#fff;}
.withdraw-hero-balance{position:relative;z-index:1;margin-top:20px;}
.withdraw-hero-balance .label{font-size:12.5px;opacity:.8;}
.withdraw-hero-balance .amount{font-family:var(--font-display);font-size:30px;font-weight:800;margin-top:2px;letter-spacing:-.3px;}

/* Payout method type tiles (bank / mobile money / other) */
.method-type-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:18px;}
.method-type-card{
  background:#fff;border-radius:16px;padding:14px 8px;display:flex;flex-direction:column;align-items:center;gap:8px;
  border:2px solid transparent;box-shadow:0 2px 10px rgba(0,0,0,.05);cursor:pointer;
}
.method-type-card.active{border-color:#0d7a63;background:#eafbf5;}
.method-type-card .type-icon{
  width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#fff;
}
.method-type-card b{font-size:12px;text-align:center;}

/* "Withdraw to" payout method rows (replaces the native <select>) */
.field .method-pick{
  display:flex;align-items:center;gap:12px;background:#fff;border-radius:16px;padding:13px 16px;
  border:2px solid transparent;box-shadow:0 2px 10px rgba(0,0,0,.05);margin-bottom:10px;cursor:pointer;
  font-size:inherit;font-weight:normal;color:inherit;
}
.method-pick.active{border-color:#0d7a63;background:#eafbf5;}
.method-pick .type-icon{width:38px;height:38px;border-radius:11px;display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0;}
.method-pick .info{flex:1;min-width:0;}
.method-pick .info b{display:block;font-size:14px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.method-pick .info small{color:var(--gray);font-size:12px;}
.method-pick .check{width:20px;height:20px;border-radius:50%;border:2px solid var(--border);flex-shrink:0;display:flex;align-items:center;justify-content:center;color:#fff;}
.method-pick.active .check{border-color:#0d7a63;background:#0d7a63;}

/* Mobile-money network chips */
.network-chip-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:16px;}
.field .network-chip{
  display:block;background:#fff;border-radius:12px;padding:12px;text-align:center;font-weight:700;font-size:13px;
  border:1.5px solid var(--border);cursor:pointer;margin-bottom:0;color:var(--ink);
}
.network-chip.active{border-color:#0d7a63;color:#0d7a63;background:#eafbf5;}

/* ===== Send money page: indigo hero with a real photo blended in ===== */
.sendmoney-hero{
  position:relative;overflow:hidden;border-radius:24px;color:#fff;
  background:linear-gradient(90deg,var(--red-dark) 0%,var(--red) 40%,var(--red-dark) 58%);
  padding:18px 20px 20px;margin:14px 0 18px;
}
.sendmoney-hero-photo{
  position:absolute;top:0;right:0;bottom:0;width:42%;z-index:0;
  background:url('https://images.unsplash.com/photo-1509017174183-0b7e0278f1ec?auto=format&fit=crop&w=700&h=700&q=70') center / cover no-repeat;
}
.sendmoney-hero-photo::after{
  content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,var(--red-dark) 0%,rgba(36,26,102,.6) 35%,rgba(36,26,102,.15) 65%,transparent 100%);
}
.sendmoney-hero-top{position:relative;z-index:1;display:flex;align-items:center;gap:14px;}
.sendmoney-hero-top .back-btn{background:rgba(255,255,255,.18);color:#fff;box-shadow:none;}
.sendmoney-hero-top h2{font-size:18px;font-weight:800;margin:0;color:#fff;}
.sendmoney-hero-balance{position:relative;z-index:1;margin-top:20px;}
.sendmoney-hero-balance .label{font-size:12.5px;opacity:.8;}
.sendmoney-hero-balance .amount{font-family:var(--font-display);font-size:30px;font-weight:800;margin-top:2px;letter-spacing:-.3px;}

.currency-toggle.indigo button.active{background:linear-gradient(120deg,var(--red-dark),var(--red));color:#fff;box-shadow:0 4px 12px rgba(79,63,224,.35);}

/* Generic tap-to-choose row (mode tiles + currency rows on Send money) */
.mode-type-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:18px;}
.mode-type-card{
  background:#fff;border-radius:16px;padding:14px 8px;display:flex;flex-direction:column;align-items:center;gap:8px;
  border:2px solid transparent;box-shadow:0 2px 10px rgba(0,0,0,.05);cursor:pointer;
}
.mode-type-card.active{border-color:var(--red);background:var(--red-tint);}
.mode-type-card .type-icon{width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#fff;}
.mode-type-card b{font-size:12.5px;text-align:center;}

.field .currency-pick{
  display:flex;align-items:center;gap:12px;background:#fff;border-radius:16px;padding:13px 16px;
  border:2px solid transparent;box-shadow:0 2px 10px rgba(0,0,0,.05);margin-bottom:10px;cursor:pointer;
  font-size:inherit;font-weight:normal;color:inherit;
}
.currency-pick.active{border-color:var(--red);background:var(--red-tint);}
.currency-pick .type-icon{width:38px;height:38px;border-radius:11px;display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0;font-weight:800;font-size:12px;background:linear-gradient(135deg,var(--red-dark),var(--red-light));}
.currency-pick .info{flex:1;min-width:0;}
.currency-pick .info b{display:block;font-size:14px;}
.currency-pick .info small{color:var(--gray);font-size:12px;}
.currency-pick .check{width:20px;height:20px;border-radius:50%;border:2px solid var(--border);flex-shrink:0;display:flex;align-items:center;justify-content:center;color:#fff;}
.currency-pick.active .check{border-color:var(--red);background:var(--red);}

/* ===== Settings page ===== */
.settings-group{margin-bottom:24px;}
.settings-group-title{font-size:12.5px;font-weight:800;text-transform:uppercase;letter-spacing:.5px;color:var(--gray);margin:0 0 10px 2px;}
.settings-row{
  display:flex;align-items:center;justify-content:space-between;gap:14px;
  background:var(--card);padding:14px 16px;border-bottom:1px solid var(--border);
}
.settings-group .card{padding:0;overflow:hidden;}
.settings-group .card .settings-row:last-child{border-bottom:none;}
.settings-row .t{font-weight:700;font-size:14.5px;}
.settings-row .d{color:var(--gray);font-size:12.5px;margin-top:2px;}
.settings-row .chev{color:var(--gray-light);flex-shrink:0;}
a.settings-row{text-decoration:none;color:inherit;}

.switch{position:relative;display:inline-block;width:46px;height:26px;flex-shrink:0;}
.switch input{opacity:0;width:0;height:0;position:absolute;}
.switch .track{position:absolute;inset:0;background:#d1d5db;border-radius:999px;transition:.15s;cursor:pointer;}
.switch .track::before{content:'';position:absolute;width:20px;height:20px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.15s;box-shadow:0 1px 3px rgba(0,0,0,.3);}
.switch input:checked + .track{background:var(--red);}
.switch input:checked + .track::before{transform:translateX(20px);}
.switch input:disabled + .track{opacity:.5;cursor:not-allowed;}

.balance-mask{cursor:pointer;}
[data-theme="dark"] .settings-row{background:var(--card);}

/* ===== Global loading spinner ===== */
.page-loader{
  position:absolute; inset:0; z-index:9999;
  display:flex; align-items:center; justify-content:center;
  background:rgba(244,244,246,.94); backdrop-filter:blur(1px);
}
.page-loader[hidden]{display:none;}
.spinner{position:relative; width:46px; height:46px; animation:spinner-rotate 0.9s linear infinite;}
.spinner span{
  position:absolute; top:0; left:50%; width:3.5px; height:12px; margin-left:-1.75px;
  background:#1a1a1f; border-radius:3px; transform-origin:50% 23px;
}
@keyframes spinner-rotate{ to{ transform:rotate(360deg); } }

/* ===== Public navigation ===== */
.public-nav{background:var(--card);border-bottom:1px solid var(--border);padding:0 16px;position:sticky;top:0;z-index:100;}
.public-nav-inner{max-width:960px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:56px;}
.public-logo{font-family:var(--font-display);font-weight:800;font-size:20px;color:var(--ink);text-decoration:none;display:flex;align-items:center;gap:6px;}
.public-logo .dot{width:10px;height:10px;border-radius:50%;background:var(--red);}
.public-nav-links{display:flex;align-items:center;gap:22px;}
.public-nav-links a{color:var(--gray);font-size:14px;text-decoration:none;font-weight:500;transition:color .15s;}
.public-nav-links a:hover{color:var(--ink);}
.public-nav-toggle{display:none;background:none;border:none;color:var(--ink);cursor:pointer;padding:4px;}
@media(max-width:640px){
  .public-nav-links{display:none;position:absolute;top:56px;left:0;right:0;background:var(--card);border-bottom:1px solid var(--border);flex-direction:column;padding:16px;gap:14px;box-shadow:var(--shadow);}
  .public-nav-inner.open .public-nav-links{display:flex;}
  .public-nav-toggle{display:block;}
}

/* ===== Public footer ===== */
.public-footer{background:var(--card);border-top:1px solid var(--border);padding:40px 16px 20px;margin-top:40px;}
.public-footer-inner{max-width:960px;margin:0 auto;display:flex;gap:40px;flex-wrap:wrap;}
.public-footer-brand{flex:1;min-width:220px;}
.public-footer-brand p{color:var(--gray);font-size:13.5px;line-height:1.6;margin-top:8px;}
.public-footer-links{display:flex;gap:40px;flex-wrap:wrap;}
.public-footer-col{display:flex;flex-direction:column;gap:8px;}
.public-footer-col h4{font-size:13px;font-weight:700;color:var(--ink);margin:0 0 4px;}
.public-footer-col a{color:var(--gray);font-size:13.5px;text-decoration:none;transition:color .15s;}
.public-footer-col a:hover{color:var(--ink);}
.public-footer-bottom{max-width:960px;margin:24px auto 0;padding-top:20px;border-top:1px solid var(--border);text-align:center;}
.public-footer-bottom p{color:var(--gray-light);font-size:12.5px;margin:0;}

/* ===== Legal / About / FAQ pages ===== */
.legal-page{max-width:720px;margin:0 auto;padding:24px 0;}
.legal-page h1{font-family:var(--font-display);font-size:28px;font-weight:800;margin:0 0 8px;}
.legal-page h2{font-family:var(--font-display);font-size:20px;font-weight:700;margin:32px 0 12px;color:var(--ink);}
.legal-page h3{font-size:16px;font-weight:600;margin:20px 0 8px;color:var(--ink);}
.legal-page p,.legal-page li{color:var(--gray);font-size:14.5px;line-height:1.75;}
.legal-page ul{padding-left:20px;margin:8px 0 16px;}
.legal-page li{margin-bottom:6px;}
.legal-page a{color:var(--red);text-decoration:underline;}
.legal-updated{color:var(--gray-light);font-size:13px;margin-bottom:24px;}
.legal-page .lead{font-size:17px;line-height:1.7;color:var(--ink);font-weight:500;}

/* About features grid */
.about-features{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px;margin:16px 0 24px;}
.about-feature{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:box-shadow .2s;}
.about-feature:hover{box-shadow:var(--shadow);}
.about-feature-icon{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.about-feature h3{font-size:16px;font-weight:700;margin:0 0 8px;color:var(--ink);}
.about-feature p{font-size:13.5px;color:var(--gray);line-height:1.6;margin:0;}

/* Contact grid */
.contact-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:32px;margin-top:24px;}
@media(max-width:640px){.contact-grid{grid-template-columns:1fr;}}
.contact-info{display:flex;flex-direction:column;gap:16px;}
.contact-card{display:flex;align-items:flex-start;gap:14px;padding:16px;background:var(--card);border:1px solid var(--border);border-radius:var(--radius);transition:box-shadow .2s;}
.contact-card:hover{box-shadow:var(--shadow);}
.contact-card-icon{width:44px;height:44px;border-radius:12px;background:var(--red-tint);color:var(--red);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.contact-card h3{font-size:14px;font-weight:700;margin:0 0 2px;color:var(--ink);}
.contact-card p{font-size:13.5px;color:var(--gray);margin:0;line-height:1.5;}

/* FAQ accordion */
.faq-list{margin-top:20px;}
.faq-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:10px;overflow:hidden;background:var(--card);transition:box-shadow .2s;}
.faq-item:hover{box-shadow:var(--shadow);}
.faq-item[open]{box-shadow:var(--shadow);}
.faq-question{padding:16px 20px;font-weight:600;font-size:15px;cursor:pointer;list-style:none;color:var(--ink);display:flex;align-items:center;justify-content:space-between;}
.faq-question::-webkit-details-marker{display:none;}
.faq-question::after{content:'+';font-size:20px;font-weight:400;color:var(--gray);transition:transform .2s;}
.faq-item[open] .faq-question::after{content:'-';}
.faq-answer{padding:0 20px 16px;font-size:14px;color:var(--gray);line-height:1.7;}
.faq-answer p{margin:0;}
.faq-answer a{color:var(--red);}

/* Dark mode for public pages */
[data-theme="dark"] .public-nav{background:var(--card);border-bottom-color:var(--border);}
[data-theme="dark"] .public-footer{background:var(--card);border-top-color:var(--border);}
[data-theme="dark"] .about-feature,[data-theme="dark"] .contact-card,[data-theme="dark"] .faq-item{background:var(--card);border-color:var(--border);}
[data-theme="dark"] .contact-card-icon{background:rgba(79,63,224,.15);}

/* ===== Landing page ===== */
.landing-hero{text-align:center;padding:56px 16px 48px;}
.landing-hero-inner{max-width:640px;margin:0 auto;}
.landing-hero h1{font-family:var(--font-display);font-size:34px;font-weight:800;line-height:1.2;color:var(--ink);margin:0 0 16px;}
.landing-hero-sub{font-size:17px;color:var(--gray);line-height:1.6;margin:0 0 28px;}
.landing-hero-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;}
@media(max-width:480px){
  .landing-hero h1{font-size:26px;}
  .landing-hero-sub{font-size:15px;}
  .landing-hero-cta .btn{width:100%;}
}
.landing-section{max-width:960px;margin:0 auto;padding:48px 16px;}
.landing-section-title{font-family:var(--font-display);font-size:24px;font-weight:800;text-align:center;color:var(--ink);margin:0 0 8px;}
.landing-section-sub{text-align:center;color:var(--gray);font-size:15px;margin:0 0 32px;}
.landing-features{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:20px;}
.landing-feature-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:box-shadow .2s;}
.landing-feature-card:hover{box-shadow:var(--shadow);}
.landing-feature-icon{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.landing-feature-card h3{font-size:16px;font-weight:700;margin:0 0 8px;color:var(--ink);}
.landing-feature-card p{font-size:13.5px;color:var(--gray);line-height:1.6;margin:0;}
.landing-steps{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:24px;max-width:800px;margin:0 auto;}
.landing-step{text-align:center;padding:20px;}
.landing-step-num{width:44px;height:44px;border-radius:50%;background:var(--red);color:#fff;font-weight:800;font-size:18px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;}
.landing-step h3{font-size:16px;font-weight:700;margin:0 0 8px;color:var(--ink);}
.landing-step p{font-size:13.5px;color:var(--gray);line-height:1.6;margin:0;}

[data-theme="dark"] .landing-feature-card{background:var(--card);border-color:var(--border);}